Effective Date: October 3, 2025

Welcome to MySrGuide. These Terms of Service (“Terms”) describe the rules and conditions that apply when you access or use our website, content, and communications, including guides, articles, and optional email or SMS updates. By visiting or using this site, you agree to follow these Terms. If you do not agree, you should discontinue using MySrGuide.

These Terms form a binding agreement between you ("User," "you," or "your") and MySrGuide ("Company," "we," "our," or "us").

1. Eligibility

To use this site, you must be at least 18 years old and legally able to enter into binding agreements. By accessing MySrGuide, you confirm you meet these conditions.

2. Nature of Services

MySrGuide provides informational resources on senior savings, discounts, insurance insights, health and wellness topics, medical products, and related areas. We do not sell, endorse, or guarantee third-party products or services. Any decisions you make based on the information provided are entirely your responsibility.

3. User Responsibilities

By using our website, you agree to:

• Access and use the content only for lawful, personal, and informational purposes
• Provide accurate information if you sign up for email or SMS updates
• Not misrepresent yourself or impersonate any person or organization
• Refrain from attempting to disrupt or misuse the website or its content
• Comply with all applicable laws, regulations, and consumer protections

4. SMS and Email Communications

If you choose to subscribe to updates from MySrGuide, you agree that:

• Message Frequency: No more than five (5) messages per month
• Message & Data Rates: Standard carrier charges may apply
• Opt-Out: You may unsubscribe anytime by replying STOP to SMS or using the unsubscribe link in emails
• Support: Reply HELP to SMS or contact us at support@mysrguide.com
• Privacy: Your information will never be sold or shared with outside marketers

Subscribing is voluntary and not required to access MySrGuide resources.

5. Intellectual Property

All guides, articles, graphics, and branding on this website belong to MySrGuide or our content partners. You may not copy, distribute, or modify any content without prior written consent.

6. Disclaimer of Warranties

The information provided by MySrGuide is for educational and informational purposes only. We do not guarantee the accuracy, completeness, or applicability of the content. All resources are provided “as is” without any warranties.

7. Limitation of Liability

To the maximum extent permitted by law, MySrGuide is not liable for any damages, losses, or issues arising from reliance on our content, including but not limited to financial loss, health-related decisions, or service interruptions.

8. Indemnification

You agree to indemnify and hold harmless MySrGuide, its team, and affiliates from claims, damages, or expenses arising from:

• Your misuse of our website or resources
• Your violation of these Terms
• Your infringement of intellectual property or other rights

9. Changes to These Terms

We may revise these Terms occasionally. Updates will appear here with a new effective date. Continued use of the website after changes means you accept the updated Terms.

10. Termination

We reserve the right to suspend or terminate your access if you breach these Terms or engage in unlawful or abusive activity. Upon termination, your right to use the site ends immediately.

11. Governing Law

These Terms are governed by applicable U.S. federal and state laws. Any disputes will be resolved in courts located in the State of New Jersey, unless otherwise required by law.

12. Contact Information

If you have any questions about these Terms, contact us:

MySrGuide
Email: support@mysrguide.com